What Are Sector Funds and How Do They Work?
What are Sector Mutual Funds Sector or sectoral mutual funds are a subcategory of equity funds. According to SEBI, these funds must invest at least 80% of their total assets…
Dynamic Asset Allocation: Meaning and How It Works
In investing, you’ll come across the concept of asset allocation. This refers to how your money is distributed across various asset classes like equity, debt, gold, real estate, and cash.…
Index Funds vs. ETFs: Which One Is Better for Beginners?
Picking the right stocks isn’t easy. You need to dedicate a lot of time and effort, as well as have a good understanding of the market, to select from the…
Guide to Types of Financial Planning
Buying the perfect home, giving our kids a good education, and maybe even retiring early and travelling the world. We all have our dreams. But what does it take to…
Claim Settlement Ratio: Definition, Calculation & How It Works
When buying life insurance, most people compare premiums, coverage, or tax savings. But one crucial factor often gets overlooked — the Claim Settlement Ratio (CSR). This simple percentage tells you…
Internal Rate of Return (IRR): Meaning, Formula & How It Works
When you invest your money, you expect it to grow. But how do you measure the potential profitability of an investment, especially when cash flows vary over time? That’s where…