Why You Should Not Invest in Bank Fixed Deposits (FD)?
Conventionally, bank FDs were a big success among investors. In 1995, SBI (State Bank of India) offered an interest rate of 13% for deposits of more than 3 years. Since…
Why Real Estate is The Worst Investment?
“These perennial tenants are the smartest amongst us”- Robert KiyosakiThe dilemma between real estate investments and other investments like mutual funds has been a long ongoing charade. Owning a real…
How Can a Smoker Get Term Insurance Cover?
“Life is too precious to blow up in a smoke” Tobacco consumption in any form is quite high in India. The World Health Organization (WHO) recently stated in a report…
How is financial planning different from investment planning?
Owing to our ignorance we tend to use the two terms- financial planning and investment planning, interchangeably; whereas, in reality, the two are quite distinct. What is Financial Planning? Financial planning is…
Are You Aware of These New Bank Locker Rules of 2022?
Over time, the hustle and bustle of RBI and Bank locker rules have been an ongoing process. The safety of customers' lockers was being hampered as there were cases of…
What is NPS and How is It Good For Investment?
“Say goodbye to tension, and hello to your pension” In India, the concept of retirement planning is still, quite vague. It is believed to be the most procrastinated long-term financial goal of a human’s…