Mutual Fund Overlap: Why It Matters for Your Portfolio
Before 2018, different Asset Management Companies (AMCs) had their own definition of what constituted a large-cap, mid-cap, or small-cap fund. A fund may have called itself a large-cap fund but…
What Are Rolling Returns in Mutual Funds & Why They Are Important?
When you’re looking at how a mutual fund is performing, there are three main ways to measure returns - annual returns, trailing returns, and rolling returns of mutual funds. Annual…
Understanding Market Risk: What Every Investor Should Know
Your investments can experience losses due to unfavourable price movements that affect financial markets as a whole. This possibility is called market risk, and it is an inherent part of…
How to Use Real Estate Investment Trusts (REITs) in Financial Planning
We've all heard stories from our parents and grandparents about how land used to be cheap back in the day. They talk about how easy it was to buy property,…
What Is Exit Load in Mutual Funds and How Does It Affect Investors?
Mutual fund investments often come with costs such as expense ratios, transaction charges, and brokerage fees that can affect your overall returns. These charges may seem small, but they can…
How to Plan for Multiple Income Streams
These days, a lot of people are juggling several income streams, and why not? For many of us, relying on just one salary simply isn’t enough, especially when you're a…