RD vs Debt Mutual Funds: Which One Offers Better Returns?
In a conversation about low-risk and steady investments, two popular names that almost always come up are recurring deposits and debt mutual funds. Both options are seen as safe places…
Understanding Short-Term Capital Gains Tax on Mutual Fund Investments
When you redeem or sell a mutual fund investment, your profits are known as capital gains. Based on the holding period of the investment, capital gains can be divided into…
What are Alpha and Beta in Mutual Fund?
While researching investments like stocks and mutual funds, you’ve probably come across terms like alpha and beta. These two measurements are among the many essential factors that help investors understand…
Equity Savings Schemes Funds: Definition, Types, Taxation & Benefits
Equity savings mutual funds are a solid middle ground for investors looking for steady returns without taking too much risk. For some investors, pure equity funds can be too risky,…
Difference between IDCW and Growth in Mutual Fund
When browsing through various mutual funds schemes, you’ll often come across two options: Growth and IDCW (Income Distribution Cum Capital Withdrawal). With the growth option, any profits stay invested, which…
What is the Total Expense Ratio (TER) in Mutual Funds?
The Total Expense Ratio (TER) is a critical factor for investors to consider when evaluating mutual funds, as it directly impacts net returns. In the Indian mutual fund industry, understanding…